Mission:
To create fair, flexible, and fast real estate solutions that provide relief to homeowners and value to investors — all while building trust and long-term relationships through honesty, service, and gratitude.
To create fair, flexible, and fast real estate solutions that provide relief to homeowners and value to investors — all while building trust and long-term relationships through honesty, service, and gratitude.
Our Core Values:
🤝 Altruism: We give before we ask. Every decision is made with your best outcome in mind.
🔒 Trustworthiness: We say what we mean and follow through — even when no one's watching.
💬 Transparency: No tricks. No gimmicks. We break everything down so you’re always in control.
🙏 Gratitude: We're grateful for every opportunity to help. Your trust means everything.
🧠Resourcefulness: If a solution exists, we'll find it. If not, we’ll help you create one.
🫂 Respect: Every client is treated like family — with dignity and care, no matter your situation.
Frequently Asked Questions
How much time do I have before I lose my house to foreclosure?
We understand how overwhelming this situation can be. Foreclosure is a process, not an overnight event. Typically, you have several months from your first missed payment before a foreclosure sale occurs—usually 3–7 months, depending on your state.
General timeline:
30–90 days: Late payment notices from your lender
90–120 days: Notice of Default filed (official foreclosure process begins)
120+ days: Notice of Sale posted (usually 20–30 days before the auction)
Tip: The sooner you act, the more options you’ll have. Even if the process has already started, we can often help you find creative solutions.
Will losing my house ruin my credit forever?
Foreclosure does impact your credit, but it’s not permanent damage.
Credit score drop: Usually 100–200 points initially
Timeline on credit report:Â 7 years from the foreclosure date
Recovery time: Significant improvement is possible within 2–3 years with good financial habits
Better alternatives we often arrange:
Subject-to transactions:Â An investor takes over your mortgage payments, allowing you to avoid foreclosure and often resulting in less credit impact.
Deed in lieu:Â Can be negotiated with less credit damage.
Cash sales to investors:Â No foreclosure on your record at all.
We have a nationwide network of real estate experts, attorneys, and lenders who understand these situations. Many of our solutions help you avoid foreclosure entirely, so you can protect your credit and get a fresh start.
What options do I have besides just losing my house?
You have more options than you might think. We specialize in creative real estate solutions tailored to your situation.
Immediate relief options:
Loan modification or forbearance
Subject-to transactions (an investor takes over your payments)
Cash sale to investors (quick closing, no repairs needed)
Deed in lieu of foreclosure (voluntarily transfer ownership)
Creative solutions:
Lease-back agreements (sell and rent back temporarily)
Wholesale assignments (quick cash sales)
Owner financing arrangements
We always start by understanding your unique circumstances and goals. If our strategy isn’t the best fit, we’ll connect you with someone in our trusted network.
Will I owe money after losing my house? What about taxes?
The answer depends on your state’s laws and the solution chosen:
Deficiency judgments:Â Some states allow lenders to pursue remaining debt after foreclosure.
Tax implications:Â Forgiven debt might be considered taxable income.
Moving costs:Â We help you plan your transition.
How we help:
We negotiate solutions to eliminate or minimize deficiency judgments.
Our cash sale options often close quickly with no additional costs to you.
Our network includes attorneys who know your state’s laws.
Investors often handle closing costs and repairs.
A well-planned subject-to deal or cash sale can often eliminate these worries. The sooner you explore your options, the better your financial outcome.
Can I sell my house “as is,” and what are the benefits?
Absolutely! Selling “as is” means you don’t have to make repairs, updates, or even clean up before the sale.
Benefits of selling “as is” with JARB REI:
No repairs or cleaning required—skip the hassle and expense.
Faster closing—often in days or weeks, not months.
No out-of-pocket costs—we typically cover closing costs, with no commissions or hidden fees.
Certainty and peace of mind—get a straightforward offer and move on your timeline.
Sell in any condition—outdated, damaged, or just need a quick sale.
Client-first approach—transparency, trust, and respect come first.
With over a decade of experience, we specialize in helping homeowners sell quickly and easily, regardless of the property’s condition.
I feel overwhelmed and don’t know where to start. Can you really help?
You’re not alone—many homeowners feel this way. Our approach is different:
We give before asking—our first step is understanding your needs, not selling you something.
We follow through—when we say we’ll do something, we do it.
Your best outcome comes first—even if it means referring you elsewhere.
Next steps:
Take a deep breath—you’ve already taken the hardest step by seeking help.
Gather basic info: mortgage statement, estimated property value, and your timeline.
Contact us at Info@JarbRei.com—no pressure, just honest answers.
We’ve helped families in all kinds of situations find real solutions. Real estate problems? We create real solutions.
Disclaimer: We are not attorneys or financial advisors; all information is for educational purposes only.